Terms of Service

1. Acceptance of Terms

By accessing or using the BabahAlgo platform, website, applications, APIs, or any services provided by CV Babah Digital ("BabahAlgo," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not access or use our services.

These Terms constitute a legally binding agreement between you and CV Babah Digital. We reserve the right to modify these Terms at any time. Material changes will be communicated via email or through a notice on our platform. Your continued use of our services after such modifications constitutes acceptance of the updated Terms.

2. Eligibility

To use BabahAlgo services, you must be at least 18 years of age (or the age of legal majority in your jurisdiction, whichever is higher) and have the legal capacity to enter into binding contracts. By using our services, you represent and warrant that you meet these eligibility requirements.

Our services are not available to residents of jurisdictions where trading in foreign exchange, commodities, or financial derivatives is prohibited by law. It is your responsibility to ensure that your use of our services complies with all applicable laws and regulations in your jurisdiction.

3. Account Registration

To access certain services, you must create an account by providing accurate, complete, and current information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You agree to notify us immediately of any unauthorized use of your account or any other breach of security. BabahAlgo will not be liable for any loss arising from unauthorized use of your account where you have failed to maintain the security of your credentials.

We reserve the right to suspend or terminate accounts that contain false or misleading information, or that are used in violation of these Terms.

4. Subscription Plans and Services

BabahAlgo offers several service tiers including Signal Service, PAMM Account management, VPS License, and Institutional mandates. Each service tier has specific terms, pricing, and conditions that are presented during the subscription or onboarding process.

Service descriptions, features, and pricing are subject to change. We will provide reasonable notice of material changes to existing subscribers. New pricing applies to new subscriptions and renewals after the effective date of the change.

BabahAlgo provides trading signals, technology infrastructure, and managed account services. We do not guarantee any specific trading results, returns, or performance outcomes. Past performance is not indicative of future results.

5. Billing and Payment

Subscription fees are billed in advance on a monthly basis unless otherwise specified. Performance fees for PAMM and institutional mandates are calculated and billed according to the terms of the applicable service agreement.

All fees are quoted in US Dollars (USD) unless otherwise stated. You are responsible for any applicable taxes, currency conversion fees, or bank charges associated with your payments.

We accept payment via bank transfer, credit card, and select cryptocurrency methods. Payment processing is handled by third-party payment processors, and your use of these services is subject to their respective terms and privacy policies.

Late payments may result in suspension of services. Accounts with payments overdue by more than 14 days may be suspended until the outstanding balance is settled.

6. Cancellation and Refunds

Signal Service subscriptions can be cancelled at any time. Cancellation takes effect at the end of the current billing period. No partial refunds are provided for unused portions of a billing period.

PAMM Account mandates can be terminated with written notice. Withdrawal of funds from PAMM accounts is subject to the terms of the broker agreement and may take up to 3 business days to process. Outstanding performance fees are calculated and deducted at the time of termination.

VPS License setup fees are non-refundable once the discovery phase has commenced. Monthly maintenance fees can be cancelled with 30 days written notice.

Institutional mandates are governed by the specific terms of the Investment Management Agreement (IMA) executed between the parties.

7. Intellectual Property

All content, software, algorithms, strategies, documentation, and materials available through BabahAlgo services are the intellectual property of CV Babah Digital or its licensors. This includes, without limitation, trading algorithms, risk frameworks, signal generation systems, and platform software.

Your subscription grants you a limited, non-exclusive, non-transferable, revocable license to use our services for your personal or internal business purposes only. You may not copy, modify, distribute, sell, or lease any part of our services or included software, nor may you reverse engineer or attempt to extract the source code of our algorithms or systems.

Trading signals, research notes, and performance data provided through our services are for your personal use only and may not be redistributed, resold, or shared with third parties without prior written consent.

8. Limitation of Liability

To the maximum extent permitted by applicable law, BabahAlgo and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, trading losses, data loss, or other intangible losses.

BabahAlgo does not guarantee the accuracy, timeliness, or completeness of any trading signals, market data, or performance information. Trading decisions based on our signals or services are made at your own risk. You acknowledge that trading in financial markets involves substantial risk of loss and is not suitable for all investors.

Our total liability for any claims arising from or related to these Terms or our services shall not exceed the total fees paid by you to BabahAlgo in the 12 months preceding the claim.

BabahAlgo is not liable for losses caused by broker failures, connectivity issues, market gaps, liquidity events, or other circumstances beyond our reasonable control.

9. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the Republic of Indonesia. Any disputes arising from or relating to these Terms or our services shall be resolved through good-faith negotiation between the parties.

If a dispute cannot be resolved through negotiation within 30 days, it shall be submitted to binding arbitration in accordance with the rules of the Indonesian National Board of Arbitration (BANI). The seat of arbitration shall be Jakarta, Indonesia, and the language of arbitration shall be English or Bahasa Indonesia as agreed by the parties.

10. Contact Information

For questions or concerns regarding these Terms of Service, please contact us at: